KUALA LUMPUR, May 21 (Bernama) -- Bursa Malaysia ended at its intraday low on Thursday as investor sentiment remained cautious amid ongoing foreign outflows, although the recent weakness may present bargain-hunting opportunities in fundamentally sound blue-chip counters. At 5 pm, the FTSE Bursa Malaysia KLCI (FBM KLCI) eased 9.33 points, or 0.54 per cent, to 1,708.36, from yesterday’s close of 1,717.69. The benchmark index, which opened 3.74 points higher at 1,721.43, hit an intraday high of 1,722.50 in early trade before losing momentum for the rest of the day. Market breadth was negative, with losers outpacing gainers 656 to 508, while 565 counters were unchanged, 989 untraded and 32 suspended. Turnover fell to 3.49 billion units worth RM3.70 billion compared with 4.15 billion units worth RM4.29 billion on Wednesday.
Quick Summary
4QFY2025 net profit rose 5.7% YoY to RM2.68b
Declared 33 sen dividend
FY2025 net profit climbed 4.2% to RM10.51b
CET1 ratio improved to 15.1%, signalling strong capital buffer
Stronger Quarter Backed by Higher Interest Income
Malaysia’s largest lender, Malayan Banking Bhd (Maybank), posted a solid finish to 2025, driven by lower provisions and higher interest income.
4QFY2025 Highlights
Net profit: RM2.68 billion (+5.7% YoY)
Net interest income: RM5.8 billion (+7.6% YoY)
Other operating income: RM1.5 billion (-23% YoY)
Dividend declared: 33 sen per share
Lower impairment charges helped lift bottom-line growth despite weaker fee and trading income.
Full-Year FY2025 Performance
Net profit: RM10.51 billion (+4.2% YoY)
Net interest income: RM20.23 billion (+2.7% YoY)
Non-interest income: RM10.15 billion (+2.7% YoY)
Operating expenses: RM14.84 billion (+2.6% YoY)
Cost discipline improved slightly:
Cost-to-income ratio: 48.8% (vs 48.9% in FY2024)
Net interest margin (NIM) remained steady at 2.05%.
Asset Quality & Capital Position
Gross impaired loan (GIL) ratio: 1.28% (up 5bps)
CET1 ratio: 15.1% (post-dividend), considered strong
Key point: While impaired loans ticked up slightly, capital buffers remain robust.
Dividend & Shareholder Returns
Total FY2025 dividend: 63 sen per share (vs 61 sen in FY2024)
Reflects stable earnings and strong capital management
FY2026 Outlook
Maybank is targeting:
Return on Equity (ROE): ≥11.8% (vs 11.7% in 2025)
Strategic focus areas:
Global Islamic finance
Regional wealth management
Payments & transaction banking
Corporate & investment banking
Management emphasised continued disciplined credit management while expanding core businesses across its regional footprint.
Bottom Line
Maybank delivered steady earnings growth with solid capital strength.
While non-interest income softened and asset quality slightly weakened, higher interest income and lower provisions supported profitability.
With a strong CET1 ratio and improving ROE target, Maybank remains positioned for stable, disciplined growth in 2026.
Key Takeaways
Profit up 5.7% in 4Q
63 sen full-year dividend
Capital strength improved
Asset quality stable but closely monitored
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