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Showing posts with the label expenses

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Market Daily Report: Bursa Malaysia Closes Higher On BNM’s OPR Decision, Wall Street Gains

KUALA LUMPUR, Nov 5 (Bernama) -- Bursa Malaysia closed higher, buoyed by Bank Negara Malaysia’s (BNM) decision to maintain the Overnight Policy Rate (OPR) at 2.75 per cent, alongside positive cues from Wall Street. At 5 pm, the FTSE Bursa Malaysia KLCI (FBM KLCI) rose 19.30 points, or 1.19 per cent, to 1,635.86 from Wednesday’s close of 1,616.56. The benchmark index opened 6.72 points higher at 1,623.28, and fluctuated between an intraday high of 1,642.44 and a low of 1,622.62 during the trading session. However, market breadth was negative, with losers outnumbering gainers 723 to 497, while 466 counters were unchanged, 1,075 untraded and 10 suspended. Turnover rose to 3.74 billion units valued at RM3.61 billion compared with yesterday’s 2.81 billion units valued at RM2.57 billion.
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Are you ready to have a baby?

Starting a family is always a beautiful story and a new adventure. Recently I've been to a few of my friends' wedding. It was great to see this newly wed couple planning ahead together, about having baby and getting a home etc.  The question remains...how easy is it to have a baby? Oops. I don't mean the process...of course that's easy. but how affordable are you to have a baby?  Ready to have a baby? Married couple....this is for you! Well, at least, it's based on my reading and also from the information obtained from my friends who are with babies (P.S: I'm not married and don't plan to do so any time soon...please do not misunderstood it from this post) Having a baby is expensive...consider it from all of these: food, clothing, education, hobbies, healthcare, entertainment and caretaker costs...all of that will cost you more than just love, fresh air and water. (I know some people are deceived by the easy doing it from Korean drama...
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2014: Increased expenses

Well, like it or not....2014 is the year for increased expended....a 15% increase in electricity bill, increase in tolls, LRT, sugar etc... It is probably one of those time when the Rakyat asked the question....what about my salary? I think this story best sum up how Malaysians feel about 2014... A bit of laughter and humor on this is good...after all, whether we like it or not, 2014 is going to be a year where your expenses go up even though you try to tighten your belt.     Posted with Blogsy
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Income Not Enough?

Here is the thing that we encounter most often...."income not enough?" A lot of people have criticize the Gen-Y for not knowing how to appreciate the jobs that they have or the opportunities given....it is true to a certain extend but what Gen-Y is complaining have its' valid points...ask most of the Gen-Y and they will tell you that their current companies are no good, income not enough etc.   Well, let us do some simple calculations shall we? Here is a simple calculation.... The average rate for a rented apartment in the Klang Valley costs between RM800 – RM1000 per month depending on location. Car loan repayments are somewhere between RM600 to RM1000 a month, while monthly fuel expenditure is RM 250 – 300 a month; exlcuding tolls. Food tallies up to about RM800, if you eat out everyday three times a day, averaging at RM10 per meal. Add other costs like cigarettes, entertainment, internet and telephone bills and all of that rounds off to about RM3000 – RM3500...
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