MONEY MASTER

I guess it is valid to say that everyone know that it is important to save money but the question is how many actually do it? And what are the practical steps necessary?? Here are some of the practical steps that I would recommend and I wish that you will read it carefully and review it with your life. 1) Eat outside one less each time a month. Assuming that you love to eat outside with your friends and that you went for supper about twice a week. Meaning you went for 8 times a month and that each time you probably spend about RM8. So if you were to eat out less each time a month, by the end of one year, you will be saving about RM464 . Well, that is quite a big amount and in the long run, you might just realized that it actually add up to all the reasons why you are not having enough. Of course it would be even better if you could just be going out once a month, (cause by that, in one month alone, you're saving close to RM60). But let us be reasonable and start with just eating le...

Money usually comes with two elements; income and expenses. Income and expenses are different but at the same time similar. Some might wonder why the element can be different but at the same time similar. Previous posts stressed on the way to increase the income. But what is the purpose of increasing the income when we cannot control our expenses? It comes to nothing, right? If we made 2k, and we used up 1.8k, we still have 200 left. The 200 left can be used to increase the income if use to invest properly and accordingly. But if we made 100k, but we used up 100k, we have nothing left. And if we made 3k, but we used up more than 3k, we not only have nothing left and we owe others money. So it does not matter whether a person is earning 1k, 2k, 10k, 100k, etc. The person must have wisdom in spending his or her money . Else even if he or she is earning 100k per month, the money will end up fast. Where as if he or she has the wisdom on spending money, even with lower income, he or she wi...

I was reading on some of the ways to earn more money. Realistic ways for teenagers such as doing research paper, assignment for people as well as photocopy business. It was then that I saw some of the Anime stuff being sold at a very expensive price and I wonder what sort of people will be interested. Probably I was wrong because I realize that people who love Anime love especially limited edition collection. It is not really the price that matters to them but the interest in their favourite characters. Then I read on the just a click away website....about internet business and that the capital requires are low and then it is a good medium to explore the opportunity for a higher income every month. There are more than 800 millions users of the Internet and that those people are your customers and though out of the 800 millions, there might only be 0.1% who visited your website but that still makes it about 800 thousand customers. Well, not all will be buying from you either but then ag...

Article-writing online could be a great way to earn extra income if you're an avid reader. A bonanza to all writers in fact . Even for beginners, it is possible to earn more money by writing articles although I'm not talking about earning 6 figures salary. I'm always looking for fun and interesting way to help me generate my income. One of my passion is through writing articles and it really works. One of the ways is to write some of the few best articles that you are best at ( it will be best to write topics that you are good it...it could be traveling, sports, movie reviews, religious content or anything that you know best ) and send it to the magazines through the net. Some of the big companies that could be attracted to you might pay you a great deal of money to write. (I personally have not try this but heard that it works.) On a more realistic note, try Readers' Digest that wants people to submit good jokes or even stories to them. And if you're the kind of...

The right mentality needed for the "BIG BUCKS" to arrive is necessary. I was talking to a salesperson about his career and really, now is the time of his life where he is earning 5 figure salaries....much more than me (giving tuition is kinda limited with me still having to go through my studies) but surprisingly he is saving far less than me. I knew probably it was the lifestyle of his that made his savings limited....Clubbing, yum cha, and all sort of activities took up his hard earned income. In the long run, he will be running out of "steam"earlier than many people who earn only 2k a month. Simply because he was not thinking far ahead enough. I watched a barber nearby my house cut hair for my brother. It was not a profession that will make big buck all the more in my housing area. But this man has so much determination to do what he knows best....cutting hairs. And it is almost everyday that he open his shop from morning til night. (one of the most hardworking b...