MONEY MASTER

Hong Leong Financial Group Bhd  reported a modest improvement in 2QFY2026 earnings, supported by loan growth and cost discipline, despite margin compression and higher impairment charges. Net profit for the quarter rose 7% year-on-year to RM899.3 million. The group declared an interim dividend of  22 sen per share , up 10% from last year. For 1HFY2026, net profit increased 3.2% to RM1.74 billion. Key Financial Metrics 2QFY2026: Net profit: RM899.3 million (+7%) Revenue: RM1.92 billion (+3.2%) Interim dividend: 22 sen 1HFY2026: Net profit: RM1.74 billion (+3.2%) Revenue: RM3.86 billion Operational highlights: Gross loans growth: +8.2% YoY to RM215.7 billion Domestic loan growth: +8.3% (vs industry 4.9%) Net interest margin: 1.83% CASA growth: +12.1% to RM79.6 billion Cost-to-income ratio: improved to 35.9% Gross impaired loans ratio: 0.59% CET1 ratio: 12.6% Annualised ROE: 10.7% Book value per share: RM29.16 Money Master Take HLFG’s quarter reflects operational stability rather...

RHB Bank Bhd  reported a solid 4QFY2025, with net profit rising 8.5% year-on-year to RM905.7 million. The bank declared a  35 sen dividend  for the quarter, bringing total FY2025 dividends to  50 sen per share , up from 43 sen previously. Full-year net profit rose 7.8% to RM3.36 billion. Quarterly Highlights 4QFY2025: Net profit: RM905.7 million (+8.5%) Driven by lower provisions and stronger non-interest income Dividend: 35 sen FY2025: Net profit: RM3.36 billion (+7.8%) Net interest income: RM6.0 billion (+3.9%) Net interest margin: 1.88% Gross impaired loans ratio: improved to 1.41% CET1 ratio: 15.2% (post-dividend) Money Master Take This is not a breakout quarter. It is a balance-sheet-quality quarter. 1. Provisions Did the Heavy Lifting Profit growth was supported largely by: Lower bad debt provisions Better asset quality trends Gross impaired loans improved to 1.41%, suggesting credit costs are contained. When earnings expansion comes from lower provisions rathe...

Quick Summary 4QFY2025 net profit rose 5.7% YoY to RM2.68b Declared  33 sen dividend FY2025 net profit climbed  4.2% to RM10.51b CET1 ratio improved to  15.1% , signalling strong capital buffer Stronger Quarter Backed by Higher Interest Income Malaysia’s largest lender,  Malayan Banking Bhd  (Maybank) , posted a solid finish to 2025, driven by lower provisions and higher interest income. 4QFY2025 Highlights Net profit:  RM2.68 billion ( +5.7% YoY ) Net interest income:  RM5.8 billion ( +7.6% YoY ) Other operating income:  RM1.5 billion ( -23% YoY ) Dividend declared:   33 sen per share Lower impairment charges helped lift bottom-line growth despite weaker fee and trading income. Full-Year FY2025 Performance Net profit:  RM10.51 billion ( +4.2% YoY ) Net interest income:  RM20.23 billion ( +2.7% YoY ) Non-interest income:  RM10.15 billion ( +2.7% YoY ) Operating expenses:  RM14.84 billion ( +2.6% YoY ) Cost discipline impro...

Quick Summary Gas Malaysia fell 5.3% to RM4.50 , hitting a one-month low FY2025 net profit came in  below estimates Maybank IB trims FY2026–2027 forecasts Dividend yield around  5% offers downside support Earnings Miss Weighs on Sentiment Shares of  Gas Malaysia Bhd  dropped 25 sen to RM4.50 after its quarterly results fell short of expectations. For 4QFY2025: Net profit:  RM87 million FY2025 net profit:  RM382 million 8% below Maybank IB estimates 6% below consensus forecasts Maybank Investment Bank attributed the miss to: Lower-than-expected spreads Possible retrospective gas cost adjustments Key issue: Margin compression in the latest quarter. Outlook: Lower Gas Prices Ahead Maybank IB highlighted that: Domestic gas prices are trending lower in FY2026 This could  reduce retail profit margins However: Higher distribution profits may partially offset the weakness Regulatory Period 3 (2026–2028) includes a  tariff increase , though impact remains ...

CelcomDigi  delivered a strong finish to 2025, with  fourth-quarter net profit more than doubling  and dividend payouts maintained as integration efforts near completion. 4QFY2025 Highlights Net Profit:  RM349.6 million (vs RM158.3 million a year ago) Revenue:  RM3.45 billion +5% YoY Dividend:   3.60 sen per share Payable March 30, 2026 Profit growth was driven mainly by lower depreciation, amortisation and impairment charges. Full-Year FY2025 Performance Net Profit:  RM1.51 billion +10% YoY Revenue:  RM12.96 billion +2% YoY Service Revenue:  RM10.91 billion +1.1% YoY EBIT:  RM2.67 billion +16% YoY Capex:  RM1.57 billion Total 2025 Dividends:  14.70 sen per share (vs 14.30 sen in 2024) Subscriber & Integration Update Subscribers:  20.6 million Net addition:  196,000 users Network modernisation:  90%+ complete Retail transformation: 60+ own stores refreshed 300+ partner stores ~⅔ refurbished CEO Albern Murty s...

Singapore Exchange ( SGX ) marked a  record-breaking first half of FY2026 , underpinned by strong trading activity and disciplined cost management. For the six months ended,  revenue hit an all-time high of S$736.2 million , rising  7.9% year-on-year , driven mainly by robust performance in Cash Equities and Fixed Income, Currencies and Commodities (FICC). This translated into  net profit of S$342.7 million , up  0.8%  from a year earlier. On an adjusted basis — excluding non-recurring items —  net profit jumped 11.6% to S$357.1 million , reflecting stronger underlying earnings momentum. Cash Equities stood out as the key growth engine, with  revenue climbing 16.2%  as average daily trading volumes hit a  five-year high . The FICC segment also delivered solid growth, with  revenue up 12.5% , supported by buoyant debt capital market activity and increased bond listings. Equity Derivatives revenue dipped  5.6% , though this was o...