MONEY MASTER

Summary Wall Street investors are increasingly  rotating money out of US equities and into global markets , drawn by  lower valuations, policy stimulus abroad, and a weaker US dollar . While the US remains a core holding, its dominance is no longer seen as unchallenged. What’s Driving the Shift After years of heavy concentration in US mega-cap tech, investors are broadening their horizons as  America’s valuation premium narrows . Key catalysts include: Fiscal stimulus in Japan Surging defence and infrastructure spending in Europe Attractive valuations across emerging markets A weaker US dollar boosting foreign equity returns Keith Lerner of Truist summed it up:  “It’s no longer just a US story.” Global Markets Take the Lead Several international benchmarks have  outperformed US indexes in 2026 so far , including: Stoxx Europe 600 Kospi MSCI Emerging Markets Index Japan’s rally gained further momentum after Prime Minister  Sanae Takaichi  secured a deci...

  Executive View Singapore’s macro backdrop entering 2026 is  constructively stable . Growth has surprised to the upside, inflation remains contained, and policy credibility is intact. As a result, the  Monetary Authority of Singapore  (MAS)  is positioned to  remain on hold in the near term , preserving optionality rather than pre-committing to either easing or tightening. For investors, this environment supports  measured risk-taking , selective exposure to  Singapore equities and SGD assets , and a bias toward  policy-resilient sectors  rather than directional macro bets. Policy Anchor: Why MAS Can Stay Patient Singapore’s 2025 GDP growth of  4.8%  materially exceeded trend expectations, driven by: Sustained semiconductor and electronics demand AI-linked memory pricing strength Resilient regional trade flows At the same time,  core inflation near ~1%  sits comfortably within MAS’s tolerance band, reducing the need ...

I have read an interesting article regarding Malaysian investors are not very smart. There are other similar kind of surveys and articles that seem to show that Malaysians especially the Gen Y-ers are shying away from equities investment and prefer to hold cash than any other investment assets. Below are the whole article taken from Free Malaysia Today - Our Investors Are Not Very Smart, by Scott Ng. Only 2% of Malaysian investors are able to answer survey questions. PETALING JAYA: Malaysian investors are not as smart as they think they are. A survey has painted a dismal picture, saying our investors lack financial literacy. The survey found that out of all the Malaysian participants in the survey, only 2% were capable of answering the five questions posed to them in the survey. This is in comparison with Singapore’s 20% and an 11% overall for all participants. The latest Manulife Investor Sentiment Index in Asia (Manulife ISI) is based on 3,500 interviews across seven As...

Well I was really busy lately and that's why the failure to maintain the update on this even though I believe it is important. In the world of financial and investment, it is best that we learn the language right. Anyway, today I'm gonna share a key part of investment, in strategy and planning on the suitable investment plan for oneself, it is first important for us to find out about ASSET ALLOCATION . Asset allocation In one of the dictionary, asset allocation is defined as a financial strategy for reducing risk in an investment portfolio in order to maximize return. So how do you really reduce risk and maximize the return in your portfolio? Asset allocation aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance and investment horizon.  Depending on the amount of your investment, it is important to look at the few key investment types...equities, fixed-income, and cash and equivalents - h...