MONEY MASTER

  Key Takeaways: Apple launched the  iPhone 17 lineup , including the new  iPhone Air , while keeping prices unchanged despite tariff pressures. The company is expected to absorb  over US$1 billion in tariff costs  this quarter, signaling a strategy to defend market share. Apple stock fell  1.6% post-event , reflecting investor caution on margins and unit growth. Supplier risk:  Broadcom (-2.3%)  and  Qualcomm (-1.1%)  declined as Apple unveiled new in-house connectivity chips. iPhone 17 Lineup: A Pricing Signal Apple unveiled the  iPhone 17, 17 Pro, and iPhone Air , alongside the Apple Watch refresh and AirPods Pro 3. iPhone Air : thinner design, high-density battery, new A19 Pro processor. Starting price  US$999 , slotted between base and Pro models. iPhone 17 : starts at  US$799  for 256GB, same as last year’s model but with double the base storage. iPhone 17 Pro :  US$1,099  for 256GB, unchanged vs. last...

  Key Takeaways: Apple will unveil the  iPhone 17 lineup  at its Fall Event on Sept 9, including the all-new  iPhone 17 Air , a thinner, lighter replacement for the Plus model. History shows Apple’s stock often dips on launch day but  recovers strongly in the 60 days post-event , supported by holiday demand. Goldman Sachs  expects steady iPhone revenue growth (+5% in FY25), while  JPMorgan  sees the iPhone 17 Air as a potential breakout product. Pricing strategy is key, particularly in  China , where subsidies cut off at ~US$840 could limit demand unless Apple adjusts the Air’s price point. Event Preview: iPhone 17 and More Apple is set to introduce four iPhone 17 models: the base, Pro, Pro Max, and the new Air. The Air is expected to be Apple’s  slimmest and lightest iPhone to date , priced around US$899–949. Pro models could see a US$100 increase, offset by a doubling of base storage from 128GB to 256GB. In addition to iPhones, Apple m...

Apple Inc. posted its fastest revenue growth in over three years as surging demand for the iPhone 16 lineup and a rebound in China helped it beat Wall Street expectations for the fiscal third quarter ended June 28. Key Numbers: Revenue:  $94 billion (+9.6% YoY) vs. $89.3 billion est. EPS:  $1.57 vs. $1.43 est. iPhone Sales:  $44.6 billion vs. $40.1 billion est. China Revenue:  $15.4 billion (+4.4% YoY) Apple shares rose about 2% in late trading after the report. CEO Tim Cook said Apple saw “an acceleration of growth around the world,” highlighting Greater China and emerging markets. The company credited part of the sales bump to consumers front-loading purchases ahead of expected price hikes from US tariffs, though that accounted for just 1 percentage point of the overall growth. Tariff Impact:  Apple had projected a $900 million headwind in Q3 but reported $800 million in added costs. It expects tariffs to add $1.1 billion in expenses this quarter. Product High...

India has officially become the biggest source of smartphones shipped to the US, thanks to Apple shifting more iPhone production to the country. In the April–June quarter, India accounted for  44% of smartphones  sold in the US, according to Canalys data. This is the first time India has taken the top spot, pushing China down to 25% from over 60% a year ago. Vietnam, where Samsung manufactures most of its devices, came in second. The shift is driven by Apple boosting its India production and phone makers stocking up devices early due to tariff concerns. The number of iPhones made in India and shipped to the US more than  tripled  compared to last year. Apple’s US shipments dipped 11% this quarter as the company had already moved a large batch of inventory earlier this year. Tech giants, including Apple, are moving production out of China to reduce risks from tariffs and geopolitical issues. Despite pressure from US President Donald Trump to bring manufacturing home, ...

  Apple Faces Margin Pressure From Tariffs, But BofA Sees Recovery Ahead Tariff Impact:  $Apple (AAPL.US)$ is absorbing ~$900M in tariff-related costs in fiscal Q3, with another  $1B expected in the September quarter , according to BofA Securities. Margins:  BofA says fiscal Q4 could mark the  trough  for gross margins, with recovery expected afterward on a stronger product mix. Drivers for Improvement: New Product Cycle:  A rumored slim iPhone  Air  (priced  $100 above the Plus model ) could boost replacement rates. Mac & iPad refresh:  New MacBook Airs and iPad Pros are expected to support sales momentum. Geographic strength:  Better iPhone demand in China and steady growth in services revenue. Outlook: BofA expects Apple to deliver  in-line Q3 results  and a slight beat on September quarter revenue. Rating:  Buy Price Target:   $235 📌  Key note:  Despite near-term tariff headwinds, BofA vie...

Apple ($AAPL.US$) reports its  FY25 Q3 results this Thursday after market close , with investors watching whether  Services growth  can offset tariff pressures and sluggish iPhone demand in Greater China. Street Expectations Revenue:  $88.96B (+3.7% YoY) EPS:  $1.42 (+1.5% YoY) Gross Margin:  45.5%-46.5% (includes ~$900M in tariff-related costs) 3 Key Themes to Watch 1️⃣  iPhone Demand & Greater China Weakness iPhone shipments in mainland China dropped ~9% YoY in the first five months of 2025, though declines narrowed to -4% in Apr-May. Huawei’s 5G comeback has pressured Apple’s share, with Greater China revenue lagging global growth for 7 straight quarters. Subsidy policies in China may provide a short-term boost, but competition remains intense. 2️⃣  Services Growth – The Core Valuation Driver Services has delivered  double-digit YoY growth for 6 straight quarters  and is the company’s most stable revenue stream. Concern: Apple has...

 The Trump administration wants Apple to move iPhone production back to the U.S.—but experts say,  not so fast . On Tuesday, the White House confirmed a  104% tariff  on goods imported from China. That hit Apple hard. Its stock dropped nearly 5%, and analysts began calculating how much more an iPhone might cost if made in America. The shocking answer? Around $3,500.  That’s more than triple the current price. Why Moving Production Isn’t Easy Apple still builds most iPhones in China. Even though the company is slowly shifting some production to  India and Vietnam , nearly every part of the iPhone is made outside the U.S. Changing all that would take  years  and  billions of dollars . According to experts: Supply chains are complex and deeply rooted overseas. Shifting manufacturing would take  5 to 10 years —if it’s even possible. Advanced manufacturing skills and facilities are not yet available in the U.S. at the needed scale. What the W...

Apple Inc. is evaluating a possible move into the smart glasses market , following its recent Vision Pro headset launch. In a confidential project, codenamed Atlas , Apple has initiated user studies with its employees to gather feedback on smart glasses currently available. Led by Apple’s Product Systems Quality team , these focus groups aim to gauge user preferences and potential features for Apple’s own smart glasses. The Atlas study aligns with Apple's strategy of understanding market needs before entering a new category. This approach, similar to its prediabetes app study, is designed to help Apple refine potential features that could differentiate its smart glasses from competitors like Meta’s Ray-Ban, which allows video recording, phone calls, and AI assistant features. Apple’s venture could follow a path similar to AirPods : a popular accessory that seamlessly integrates with the iPhone. However, the company faces competition, as Meta and Snap Inc. are also developing augm...

iPhone slowdown? Is that even possible? But that's what's in the NEWS. This has prompted APPLE Inc. to forecast a sales decline for the first time in more than a decade, adding to evidence that the market for smartphones is becoming saturated and that expansion in China is no longer enough to maintain the company’s unprecedented run of growth. APPLE's iPhone slowdown? On Tuesday, Apple said that revenue will be from $50 billion to $53 billion. This is the first quarterly drop since 2003 and it is also below the average analyst of $55.61 billion, according to Street Account. Some of the analysts look at the Q2 guidance provided by Apple seriously as they are usually quite true. Shares in the company have fallen nearly 20 percent in the last six months. Dow had a 8% decrease while Nasdaq Composite had a 10% fall for the same period. This probably reflect the worries that analysts have on how the slowdown in China could hurt Apple's expected growth in the re...

Apple Inc. (AAPL) unveiled two new iPhones, including a cheaper $99 version in bright colors and an updated high-end device, in a strategy shift by Chief Executive Officer Tim Cook to reach a broader range of customers around the world.  AIMING AT BROADER MARKET? The product introductions underline how Apple, which was a trailblazer when it debuted the iPhone in 2007, is increasingly following the strategy of other smartphone makers that offer handsets in different colors and prices. Until now, Apple only released one new iPhone model every year. As competing devices running Google Inc.’s Android software gain in popularity in the $280 billion smartphone market, Apple is expanding its iPhone lineup to reach more customers. Well, if you think the announcement could help Apple's stock rebound, think again....apparently, according to analysts, there is lack of excitement and surprises of the announcement, given that most of the information has already been leaked...