MONEY MASTER

Microsoft (MSFT.US)  is heading toward its  worst quarterly performance in 17 years , falling roughly  23% , as investors grow increasingly concerned over its  AI strategy, cloud growth, and heavy spending . Cloud Growth Slows Amid Capacity Constraints A key concern is Microsoft’s  Azure cloud business , which is facing  growth limitations due to constrained AI computing capacity . The company has prioritised  internal AI development over external cloud services , reducing available resources for customers and  delaying near-term revenue growth . Analysts highlight that  there is “no quick fix” , with meaningful improvement likely only in the  second half of the year , when new data centre capacity comes online. AI Monetisation Still Uncertain Despite aggressive investment,  returns from AI remain unclear . Microsoft’s AI assistant  Copilot  has yet to gain strong traction compared to competitors like  Anthropic , rai...

Microsoft reported strong fiscal Q4 2025 earnings, with results topping Wall Street forecasts and driving the stock up more than 6% in after-hours trading. The surge was fueled by exceptional growth in its cloud business. Key Results: Total Revenue:  $76.4 billion, up 18% year-on-year Operating Income:  $34.3 billion, up 23% EPS:  $3.65, up 24% Intelligent Cloud Revenue:  $29.9 billion, up 26% Azure & Cloud Services:  +39%, exceeding expectations Productivity & Business Processes:  $33.1 billion, up 16% More Personal Computing:  $13.5 billion, up 9% CEO Commentary: Satya Nadella highlighted cloud and AI as key growth drivers, saying: “Cloud and AI are driving business transformation across every industry. Azure surpassed $75 billion in annual revenue, up 34%, driven by growth across all workloads.” Analyst View: Morgan Stanley noted that Microsoft remains well-positioned in the generative AI space, calling its risk/reward profile “attractive” w...

Microsoft is set to release its  FY2025 Q4 earnings on July 30 , and investors are watching closely to see if its  Azure cloud business  can sustain the momentum that drove a 7% stock jump last quarter. While analysts are optimistic, expectations are high, and the stock's recent rally has already priced in strong cloud growth. What Analysts Expect Revenue:  USD 73.81 billion (+14.0% YoY) EPS:  USD 3.38 (+14.5% YoY) Key Segments to Watch 1. Productivity & Business Processes Includes  Office 365 , Dynamics 365, and Microsoft Teams. Growth expected to remain in the  low double-digits . AI-powered  Copilot  could help lift  average revenue per user (ARPU)  for Office 365. 2. Intelligent Cloud (Azure) Guided revenue:  USD 28.75–29.05 billion  (+20–22% in constant currency). The focus is on  Azure’s growth rate  as AI demand drives cloud spending. Google’s strong cloud results hint at continued robust demand, thoug...

Key Takeaways: Dominance in Cloud Market:  Microsoft’s Azure is rapidly outpacing competitors like Google’s GCP and Amazon’s AWS, capturing a larger market share. Revenue Mix:  With a higher percentage of revenue coming from cloud services, Microsoft is well-positioned to continue its growth trajectory. ARPU Growth:  Innovations like Copilot are boosting average revenue per user (ARPU), driving profitability and potential multiple expansion. Technical Momentum:  Relative technicals suggest a bullish breakout for Microsoft’s stock against the S&P 500, indicating strong market confidence. Margin Watch:  While Azure’s growth is robust, its lower margins compared to Office 365 could impact overall gross margins—a critical factor to monitor. Engaging Overview: In the ever-evolving landscape of cloud computing, Microsoft (MSFT) is pulling ahead, leveraging its robust Azure platform to capture greater market share and drive revenue growth. While Amazon (AMZN) and G...

If you think Microsoft's new CEO is making another bold statement without action, think again. Microsoft's new CEO, Satya Nadella is serious about cloud computing and he has a strategy. A supposedly comprehensive predictive analysis service — and all you have to do is store your data in Azure, the Microsoft cloud. The service will be known as Microsoft Azure Machine Learning (ML) was announced on Monday but will only be available in June. This is the first time where Microsoft combines their very own software with publicly available open source software, so that it's much more easier for usage than most of the available arcane strategies that are available now. Machine Learning - fixing today's problem yesterday The VP for ML at Microsoft proudly said, "This is drag-and-drop software." This is a big step forward in popularizing what is currently a difficult process in increasingly high demand. It would also further the ambitions of Sa...

Just over a year ago, Salesforce actually labelled Microsoft Corp as the "evil empire".  Now, they are friends. Why the sudden change? Most probably it's because of one man. The new CEO Satya Nadella. New man in charge of Microsoft Corp It's hard to imagine former Microsoft CEO Steve Ballmer sitting down with salesforce.com Head, Marc Benioff for any reason, let alone to announce a strategic partnership between the two once-bitter rivals. But in yet another win for Nadella, the two were weren't just in the same room, they were gushing about each other's services late last week as they announced the joining of forces. The deal doesn't include Salesforce incorporating Microsoft's Azure Infrastructure-as-a-Service (IaaS) yet, but that shouldn't prevent both from recognizing gains from the alliance. For Salesforce, its leading CRM solutions will now be incorporated into Windows phone and desktop devices -- yes, there are stil...