Malaysia’s benchmark index retreated as profit-taking in key heavyweights weighed on sentiment, while overall market activity remained active. Summary FBM KLCI fell 0.83% to 1,684.93 , dragged by losses in banking and selected large-cap names, despite steady trading participation. Market Performance FBM KLCI : 1,684.93 (-0.83%) FBM Mid 70: -0.00% (flat) FBM Small Cap: -0.23% FBM ACE: +0.20% Broad market was mixed , with weakness concentrated in large caps. Market Breadth & Trading Activity Total volume: 3.54 billion shares Total value: RM4.19 billion Gainers: 456 Losers: 678 Unchanged: 550 Market breadth turned negative , reflecting cautious sentiment. Top Movers – KLCI Gainers Axiata (6888.MY) +1.54% Petronas Gas (6033.MY) +1.18% Sunway (5211.MY) +1.15% Losers Hong Leong Bank (5819.MY) -3.29% Maybank (1155.MY) -3.02% CIMB (1023.MY) -2.47% Banking sector weakness was the main ...
Over the weeks, I've been thinking what else we can do to earn more money besides working, investment etc. To earn more money, the easiest way is to invest. But as a salary drawing guy, the capital that I have is actually quite limited. Most of my salary will go to monthly commitment like car loan, education loan and also daily expenses like food. The leftover of the money is either for investment or savings purposes. This could mean only one thing, reducing expenses will automatically increase the amount for investments. How to reduce expenses when most of my expenses already fixed? Can it be further reduced? Then I realized that actually going green can also reduce my expenses a little though not very significant. How am I going to implement going green project?
First of course is to reduce the usage of my car. By reducing the usage of my car, we can reduce the CO2 and CO emission. Next thing that come in my mind is reducing electricity. I'm trying to save energy as much as possible, which is why I will take a look at the need of some of the electronic devices that I have. Do I need to use my laptop? Yes, of course, it's for my work. Do I need to use my desktop? Well, I do go online some time using my desktop, but I can actually try to reduce the usage of the desktop. I also need to take a look at the necessity of my bluetooth headset, which i use it most of the time when I drive back to Ipoh from Kulim. Do bluetooth headset a necessity? I believe that the normal headset is sufficient. Although nowadays, people are pushing towards wireless, I believe normal headset is as good as the bluetooth headset.
Going green not only push towards energy conservation. I also plan to eat more green food, vegetables and less meat. My cholesterol level was a bit high during my last medical checkup, which prompt me to eat healthier. Well, seems now I can get my plan going by reducing meat and have more vegetables. Besides eating healthier, I get to save some money also. I remember that vegetables cost a lot cheaper than meat. In my cafe alone, most vegetables are priced at RM1.00 or RM1.20 compares to the chicken which cost about RM1.60 to RM 2.00. 60 cents different could lead to about RM36 of savings monthly if I stick to my current appetite of ordering about 3 different dishes per day.
First of course is to reduce the usage of my car. By reducing the usage of my car, we can reduce the CO2 and CO emission. Next thing that come in my mind is reducing electricity. I'm trying to save energy as much as possible, which is why I will take a look at the need of some of the electronic devices that I have. Do I need to use my laptop? Yes, of course, it's for my work. Do I need to use my desktop? Well, I do go online some time using my desktop, but I can actually try to reduce the usage of the desktop. I also need to take a look at the necessity of my bluetooth headset, which i use it most of the time when I drive back to Ipoh from Kulim. Do bluetooth headset a necessity? I believe that the normal headset is sufficient. Although nowadays, people are pushing towards wireless, I believe normal headset is as good as the bluetooth headset.
Going green not only push towards energy conservation. I also plan to eat more green food, vegetables and less meat. My cholesterol level was a bit high during my last medical checkup, which prompt me to eat healthier. Well, seems now I can get my plan going by reducing meat and have more vegetables. Besides eating healthier, I get to save some money also. I remember that vegetables cost a lot cheaper than meat. In my cafe alone, most vegetables are priced at RM1.00 or RM1.20 compares to the chicken which cost about RM1.60 to RM 2.00. 60 cents different could lead to about RM36 of savings monthly if I stick to my current appetite of ordering about 3 different dishes per day.
u're from?
ReplyDeleteIf you are seeking a Bank Guarantee (BG), SBLC for Lease or Purchase, we are the best financial institution to help you to secure verifiable and easily monetized BG, SBLC and other financial instruments. At SPOT FINANCE, we are a group of experienced bankers, seasoned brokers with years of experience in the financial instrument industry. We deal directly with reliable Providers of BG, SBLC, MT109, MT799, MT760, Loans, Sale and Lease of Financial Instruments issued by Top rated global banks.
ReplyDeleteOur procedure is TIME SAVING and transparent. With us, you can secure any denomination of BG / SBLC from 10M to 10B (EURO / USD) in time for use in Heavy / Light project financing anywhere in the world.
Basically, we are here to help you move your business to the next level.
Anticipating your interests,
Email: info.spotfinanceltd@gmail.com
Skype: spotfinanceltd
Sincere regards,
Gary Derek Beckett
SPOT FINANCE LTD