KUALA LUMPUR, Jan 7 (Bernama) -- Bursa Malaysia’s benchmark index rebounded from earlier losses to close at its intraday high on Wednesday, gaining 0.27 per cent in late trading as buying interest returned to selected heavyweights. At 5 pm, the FTSE Bursa Malaysia KLCI (FBM KLCI) advanced 4.48 points to 1,676.83 from Tuesday’s close of 1,672.35. The benchmark index opened 0.88 of-a-point lower at 1,671.47 and subsequently hit a low of 1,665.94 during the mid-morning session before gaining momentum toward closing. On the broader market, losers led gainers by 565 to 512, while some 526 counters were unchanged, 1,046 untraded, and 10 suspended. Turnover improved to 2.73 billion units worth RM2.76 billion versus Tuesday’s 2.66 billion units worth RM2.76 billion. Dealers said that investors were cautious following geopolitical developments in Asia.
I have blogged about Ways to Cut Budget: Pay Yourself First and Ways to Cut Budget: Buy Only What You Need. These two blog posts are related on the ways to cut budget and to reduce the expenses. By reducing the expenses to get more value out of a dollar.
The next way to cut budget is to use coupons. This mean that before shopping, prior one going for shopping, he or she should plan first and accumulate coupons so that he or she can get bargain from shopping malls.
It only takes some extra effort for one to find coupons online or from magazines but because of the time needed to find the coupons, it actually allowed one to really think whether he or she really needs to buy something, which bring us back to buy only what you need way. This will help one who have problem with impulse buying to stop buying unnecessary or extra things.
Besides that, by using coupons, one can get the best out of a dollar that he or she has spent. Imagine, by using coupons, one can get branded goods at a bargain price which he or she might need to fork out a whole lot more, if the coupon is not used.
The problem with coupons is that some coupons might come with some terms and conditions like the coupon only valid if one spend a certain amount in the store which lead us to have spend on unnecessary stuff just to have the coupon valid. This can be overcome by really planning before shopping and by group shopping - this we have already discussed previously on how we can cope with inflation.
So, the next time that you are planning to go shopping, spend some time to plan the shopping list and accumulate coupons that can be use. It just takes about an hour or two to get it done, but in the long run, you are saving your money and instil good shopping attitude.
Comments
Post a Comment