MONEY MASTER

As the Bank Negara Malaysa (BNM), the Malaysia Central Bank trying to tighten the borrowing rule, I’ve been read­ing a lot of arti­cles lately about ways to get out of debt, and I’m not impressed at most of the articles that I've read. It's not that the articles are bad, I just don't really agree with most of the articles. I know that most of the articles will advice on repaying debt as soon as possible and have more savings and stuff like that, which I don't really agree as we are not optimizing the money well enough. Having said so, I don't really mean that we should go and buy lots of stuff and then finally go into bankruptcy. In my opinion, one should really have the balance between debt and cash, in order to fully optimized the money to improve the lifestyle. In fact, a lot of affluent people have certain level of debts that they are comfortable with. To begin with, there are two kinds of debt, often called “good” debt and “bad” debt. Good debt is the ...

Tibet and Nepal trade culture between the Buddhism and Hinduism and are home to many unique instruments of meditation and relaxation. However, it is not easy to get or collect these unique instruments of meditation and relaxation especially from these two nations; but Silver Sky Imports provided the services that one would easily love it because by using the service from Silver Sky Imports, one can buy these instruments of mediation and relaxation directly from the web, without having the need to fly over to Tibet and Nepal and still risk disappointment of not getting what he or she wants.

Apple Inc. (AAPL) unveiled two new iPhones, including a cheaper $99 version in bright colors and an updated high-end device, in a strategy shift by Chief Executive Officer Tim Cook to reach a broader range of customers around the world.  AIMING AT BROADER MARKET? The product introductions underline how Apple, which was a trailblazer when it debuted the iPhone in 2007, is increasingly following the strategy of other smartphone makers that offer handsets in different colors and prices. Until now, Apple only released one new iPhone model every year. As competing devices running Google Inc.’s Android software gain in popularity in the $280 billion smartphone market, Apple is expanding its iPhone lineup to reach more customers. Well, if you think the announcement could help Apple's stock rebound, think again....apparently, according to analysts, there is lack of excitement and surprises of the announcement, given that most of the information has already been leaked...