KUALA LUMPUR, April 11 (Bernama) -- The FTSE Bursa Malaysia KLCI (FBM KLCI) slipped into negative territory today to end the week on a subdued note, weighed down by selling in banking blue chips as investors continued to assess the global trade outlook. At 5 pm, the FBM KLCI fell 8.37 points, or 0.57 per cent, to 1,454.76 from Thursday’s close of 1,463.13. The benchmark index opened 21.47 points lower at 1,441.66 and retreated to a low of 1,434.92 during the morning session, before recouping its losses to hit a high 1,462.15 in the early afternoon session. Market breadth, however, was slightly positive with gainers surpassing decliners by 472 to 442. A total of 456 counters were unchanged, 993 untraded, and nine suspended. Turnover slid to 2.80 billion units valued at RM2.46 billion against 4.41 billion units valued at RM3.81 billion on Thursday.
As the year 2009 is coming to an end, we should start setting financial goals for year 2010. Financial goals are needed so that we can control our day-to-day financial affairs which will be executed by creating and following a budget. Good financial goals are usually realistic and achievable and will give satisfaction to one. It doesn't serve a purpose if a person earning 10,000 a year setting a goal which is to save 20,000 a year because it is impossible to achieve. Not only that, it will then demoralize him or her. There are few steps to set financial goals:- Identify and write down your goals. Break goals down into short-term goals and long-term goal - timeline could be differ; eg. some might take few months as short-term where as some will consider it as long-term Educate yourself and plan - Learn the debts and assets that we have, and to look into the expenses. Then plan a budget . Follow the budget with discipline and diligently . Evaluate your progress - it doesn...