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Showing posts from June, 2011

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Russia Holds Key Rate at 21% Amid Surging Inflation

The Bank of Russia unexpectedly maintained its key interest rate at a record-high  21% , defying analysts’ expectations of another significant hike as inflation remains stubbornly elevated. The decision marks a shift toward a more measured approach in balancing economic growth and price stability. Key Details Inflation Concerns: Annual inflation climbed to  8.9%  in November, well above the central bank’s  4% target , with inflation expectations reaching  13.9%  in December. Policy Rationale: The central bank cited the significant tightening of monetary conditions after October’s  200-basis point hike  as sufficient to resume disinflationary processes. Governor Elvira Nabiullina emphasized avoiding both economic overheating and severe slowdowns. Economic Overheating: Elevated government spending on the war in Ukraine and social programs, coupled with labor shortages and rising wages, have fueled strong domestic demand, exacerbating price pressures...

How to survive for a fresh graduate? [Part 2]

It wasn't a habit of mine to blog long post when I'm outside but the excitement and enthusiasm of mine looking ahead of my first job takes over. I realize that being a fresh graduate, the income is not a lot and at times, it feels that it's not enough...but as my previous post mention, I believe the key is to follow the old phrase: "Spend less than you earn" The first part on savings has already been posted and now I'm going to continue with my second part: earning extra income while keeping your day job. If you are very much like me, freelance writing will be very suitable. There are a lot of ways to be a freelance writer...writing for magazines, newspapers and even for others...you could also consider blogging if you are into it...using Adsense, nuffnang and others will help you to earn the extra cash you need for leisure and luxury...imagine cashing out on this money for the usage during Christmas or other events... Tutor, this is what I did during my Unive...

How to survive for a fresh graduate? [Part 1]

I was preparing myself for work and I realized that it is quite difficult to survive for most of the fresh graduate in Malaysia. So, as I was thinking about it, I realized that there are only 2 logical answers to this: Save more money Make more money If you're observant enough, both of it also have to do with money and more money in fact. So, I'm going to divide this post into 2: ways to save more money ways to earn more money I need to say that these are not not too difficult ideas but one requires discipline to do so and I'm still very new into this so I'm more of experimenting with it. Ways to Save more money Now, it won't requite a genius to realize that in order to do that, one will have to eat more at home. Now it is not going to be easy given that I'll be staying in KL on my own with my housemates and that it will be tiring by the time I reach home (I suppose). Given this condition, it is probably difficult to suggest cook at home . Nevertheless, this is ...

Xbox 360 consoles sold passed 55 millions

If you are a big fan of gaming console, you'll realize that Wii, PS3 and Microsoft Xbox 360 are the top contender... But when I read about the news of 55 millions consoles of Xbox 360 sold in the United States, we have a clear winner...it really tempt me to buy it as well since my brother will be moving to his new house soon...all the more with Kinect... But I guess now is not the right time...this is because I am just starting to work...I'll need to spend a lot on working attire...then I want to spend more on investment and studies in the coming years... Haha!! Suddenly thought of blogging bout this while sitting in the car...anyway guess that's it for now... - Posted using BlogPress from my iPhone

Sell in May and Go Away

The stock market adage “sell in May and go away” is based on the historical tendency for stocks to generate most of their positive returns during the six-month period from November 1 through April 30. Since 1950, the Dow has appreciated 7.4% on average during this favorable period, versus only a 0.4% average return in the May 1 through October 31 interval. It is not difficult to imagine this seasonal pattern playing out again this year. The stock market was very strong in the favorable six-month period just ended. The Dow gained 13% from November 1 through April 30. The same cannot be directly applies to KLCI, but eventually all stocks will move in the same direction at about the same pace. However, should we really sell in May and go away.....only return to the stock market in November? I have been seeing that indeed May is not a good month to trade, but surprisingly my stocks portfolio (paper) gain actually increased another 3% from the peak in January, but after all the ex-dates of ...