As dividend season heats up, investors are eyeing which Malaysian bank gives the most back to its shareholders—and Maybank (1155.MY) is clearly leading the pack with a generous 73% dividend payout ratio.
What is Dividend Payout Ratio?
Per-share: DPS / EPS × 100%
Aggregate: Total Dividends / Net Profit × 100%
Example: If Maybank earns 83.61 sen per share and pays 61 sen in dividends → 73% payout = RM73 returned for every RM100 earned.
Who’s the Most Generous?
MAYBANK – 73% payout: Prioritizes shareholder rewards with stable, high cash returns.
HLBANK: More conservative—prefers reinvesting for growth and resilience.
CIMB, RHBBANK, PBBANK: Balanced strategy—combines dividends with regional expansion and risk management.
Why a High Payout Ratio Matters
⚠️ But Be Cautious…
Sustainability Risks: High payouts rely on strong profits—economic downturns or rising bad loans can jeopardize this.
Growth Sacrifice: Banks like HLBANK choose to retain profits to fuel SME lending and future gains.
Investor Tips
>50% payout = high (especially in banking & utility sectors)
<30% payout = potential reinvestment or cash flow caution
Consistency is key—one-off payouts aren’t as reassuring as long-term discipline.
Poll Results (so far):
Maybank: 53%
RHBBANK: 25%
PBBANK: 10%
CIMB: 9%
HLBANK: 3%
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