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Russia Holds Key Rate at 21% Amid Surging Inflation

The Bank of Russia unexpectedly maintained its key interest rate at a record-high  21% , defying analysts’ expectations of another significant hike as inflation remains stubbornly elevated. The decision marks a shift toward a more measured approach in balancing economic growth and price stability. Key Details Inflation Concerns: Annual inflation climbed to  8.9%  in November, well above the central bank’s  4% target , with inflation expectations reaching  13.9%  in December. Policy Rationale: The central bank cited the significant tightening of monetary conditions after October’s  200-basis point hike  as sufficient to resume disinflationary processes. Governor Elvira Nabiullina emphasized avoiding both economic overheating and severe slowdowns. Economic Overheating: Elevated government spending on the war in Ukraine and social programs, coupled with labor shortages and rising wages, have fueled strong domestic demand, exacerbating price pressures...

Greed Is Good

I watched Wall Street: Money Never Sleeps and I found that one of the easily remembered quote by Gordon Gekko is "Greed is good" with the full context of "Greed, for lack of a better word, is good". It is not that I agree with Gordon Gekko that greed is really good, but without greed, I do feel like one will lose the competency to try strive for more and better quality life by earning more money.



In the movie Wall Street: Money Never Sleeps, Gordon Gekko was a "shark" as what we all call the fund managers and all the people with loads of money to control the stock price. Many terms are associated with these people as they have the capability to influence the global market movement. Anyway, back to the movie, as he was giving a talk on trading, he mentioned, "Greed, for lack of a better word, is good. Greed is right. Greed works. Greed clarifies, cuts through, and captures, the essence of the evolutionary spirit. Greed, in all of its forms; greed for life, for money, for love, knowledge, has marked the upward surge of mankind and greed, you mark my words, will not only save Teldar Paper, but that other malfunctioning corporation called the U.S.A."

Why I kinda agree with him? It is because I found that each of us should have a "controlled" greed in us so that we will continuously strive for better quality life for ourselves, as well as for our family - thus, it is "controlled" greed. With "controlled" greed, we will have determination to earn more, legally. We will learn how to optimize the capital that we have when we invest and and to have a life-long investment plan. Too greedy is not good in a sense we might be thinking of earning money as fast possible, and slowly the greed will overwhelm one and turn investment into gambling.

Many whom I know always challenge me that stocks investment is actually another kind of gambling, but I would disagree with the statement. While, yes, stock investment can turn into another kind of casino if the way of investment is not correct. In fact, any form of investment can easily become a form of gamble. One good way to identify whether we treat investment as a form of gamble is the understanding the risk and the nature of the investment. One easy example that I can give is the property investment where almost everyone around me is saying that property price can only go up without realizing that eventually there will be a correction in property prices once the price has grown out of control.

So, in conclusion, do I think that "Greed is good"? Yes and no. Yes, in a way it will drive one to work harder to achieve better quality of life. No, in a sense that if goes uncontrolled, it can easily bring one hard work and it also leads to a lot of financial crisis that has happened many times.

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