MONEY MASTER

Recently I just got my salary. Usually before I withdraw the money, I will do a budget and this time is not an exception. Although my net income for the month is suppose to be higher than what I usually got, I was surprised that after paying for almost what I spent, and owed, I was left almost nothing much for investment. Then, in my heart, I start to think, "Why we're always lacking of money? Is it because of really lack of money, or just that I want to have more?" Sometimes I started to blame GOD on why I do not have enough. Well, then I started to think, "How much is enough? When will I stop this childish thinking that I don't have enough?" I must not forget, although my salary is not high, but it is a lot higher compares to those earning less than RM1000 per month. In fact, there's a lot of people earning few hundreds but they still move on. I do not know whether they complain like I did, but I'm sure it will be really tough to survive in Malaysi...

KLSE has been going down since the day Malaysia Prime Minister Datuk Seri Abdullah Ahmad Badawi announced to dissolve the Parliament and to have a General Election on the 8th of March. If we look at our bourse compare to others in the region, KLSE never go to green zone, even when the DJIA closed in green. A lot of factors contribute to this heavy selldown of KLSE. One of it is the profit taking activities by the speculators . Another would be the selling of Gamuda , which is the country's 2nd largest construction player. Datuk Lin Yun Ling cut his stake to 1.7% from 5.2%. Discussion has been going on this counter whether this could turn out to be another Transmile as Datuk Lin is not just an ordinary shareholder, but he is the MD as well. A lot of investors fear the worse has yet to come decided to even cut loss and Gamuda continue to drop. And at one point yesterday, Gamuda reach 3.78, which is very tempting. Too bad I was not around to monitor as I went for my group's teambu...

Can blogging make me rich? A lot of people tend to believe that blogging can make you rich but the fact is that blogging will not and in fact, if you don't love to blog, don't even think of making money this way . Blogging is never a way to get RICH FAST .... it will only provide you the extra income as a bonus especially if you love to blog. ADSENSE, ADBRITE and many other Advertisement company offer you lil money while putting advertisement into your blog. But let us get back to Earth, all these companies have their own terms and regulations to protect themselves from giving money to people who simply set up a blog and click on the ads. To make more money, blogging can give you your bonus but not like what some may said that they only blog and wait for those ADVERTISEMENT COMPANY to pay them. Nevertheless blogging is one the ways to open up your network and also to earn credit for having able to share your perspective and ideas to the world through the internet. In a way, if...

A good marketing strategy.... Ever wonder why some football club would be earning big bucks and generate income each year while some go into debt and nearly even go bankrupt...one good example is Fiorentina. If we talk about NIKE, everyone would know that this brand represent sports and is special in its' own way....question is how is it possible for a similar symbol to a "tick" become so popular. How come Manchester United could be earning so much every year even though after paying their millionaires footballers? If you are not a football fan, you probably would still hear of the name DAVID BECKHAM before....and the Red Devils through the Busby Babes tragedy earn even more than their usual income. I think something that those big names have learn to capture is the heart of the "people". The book "Art of War" by Sun Tzu mentioned that in a country, the priority is the citizens of the country and not so much of the King. If a leader learn this, he wo...

Earning despite of the economy slowdown.... It's been some time since this blog was updated and suddenly this thing pop up from my mind. The 97 dotcom crash happened more than 10 years ago, and it is believed that the economy will slowdown every 10 years. How do we actually can earn more especially during the economy slowdown? I think the easiest way to earn passive income is and will always be the stock market. However it also depends on the stock selection of investors. Long-term investors will opt for counters with strong fundamentals, dividend and bonus payout . Bonus and dividend can act as side income during the economy slowdown. But how do we know which company has strong fundamentals? Well, the best time will be during the economy slowdown - only during the economy slowdown, you can see which counters can hold up quite well......... "Only when the tide goes out do you discover who's been swimming naked", quoted Warren Buffett - one of the world richest man...

CHINESE NEW YEAR is here...and most people will greet you GONG XI FA CAI!!! meaning wishing you a great prosperity...something like that. (I don't really understand Mandarin). Well, while new year should be a time of celebration, a lot of Chinese would be involve in gambling. Some would play for fun while some would want to take advantage of this and hopefully "choi" (luck or prosperity...not sure which one) will be on their side. It is indeed a time of celebration and if kids were to play cards for fun or even a few cents, it should not really be a concern yet but if one play cards to win, that is when the problems start. If gambling has been part of your life, you are only associating yourself with the enemy of money and thus becoming one yourself. Nobody wins in gambling....only the casino owner would or the banker...that is the fact. While some happy go lucky guy might have been able to earn some money once in a while, many more head to the "bankruptcy" lis...

"It is okay to be poor, as long as we do not lie, steal or take things that do not belong to us." These were the words of famous comedian Stephen Chow in the latest movie, CJ7 . Well, it might be a lil difficult to digest this post as it speaks of being poor in a blog which speaks of friend to money. Okay...let's look at it this way...while making money is important in life, I think the movie CJ7 tells us that it is even more important to become someone useful for the community. The movie did not promote poverty but the fact that poverty exist, we need to face with it. Imagine a father who earn hardly enough for the family has to reject the request of his little boy for a new toy. That is the kind of message from CJ7. But let's get it right...this blog is talking about making money...so I'll get my information accurate with the title of this blog...if you want to read on other more important stuff...check on my other blog: seeker-kianhin.blogspot.com I remember r...

Everywhere is OPPORTUNITY!!! Was just thinking a lot about ways to earn more....any "holes" for more income?? Well....just the other day was talking with my one of my friend. She is doing MLM, part time model and also a tuition teacher...it seems that everywhere is opportunity. The question is how much one is willing to go for it? A friend recommend me to work in OSIM. Apparently the commission is quite good. 10% for every product you sell. I am not saying that it will be an easy job but definitely an opportunity for one to be successful. A lot of young people look into education as the way out of poverty, to make a good future....great....definitely with better education opportunities are wider yet not everyone are born to be a genius...to be like Bill Gates or people like Albert Einstein but it is not the end of the world for these people as well. If you are not good in studies, look into other opportunities...sales or advertising company....you just have to be willing to w...

Have you ever felt that life has not been fair to you? Why did you born in a family that need to work 24/7 a week and yet not having enough and not born with a silver spoon instead? I have wrote blogs on spirituality, life and faith but decided to give myself a shot on MONEY now that I am growing up to that stage. While I may try to suggest ways of making money..."not fast money", I would kick off this blog by remembering a chinese comedy movie, "KUNGFU MAHJONG". While the title seem to suggest that it encourage gambling, the fact is that there are more moral values inside the movie itself. I like the quotation of the famous "LEK ko" in that movie...."God will not be so cruel to punish those who are hardworking." While the fact that luck, coincidence and talent play an important role for anyone to start earning more income, God will never forget those who work hard...those are the people that will eventually make it to the top. Recently I just fi...