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Showing posts from January, 2013

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Market Daily Report: Bursa Malaysia Ends Lower On Profit-taking, Earthquake In Myanmar Shakes Investor Sentiment

KUALA LUMPUR, March 28 (Bernama) -- Bursa Malaysia closed lower today on profit-taking after a strong three-day rally, and investor sentiment was further shaken in the late afternoon session following news of an earthquake in Myanmar with tremors felt in neighbouring Thailand, said Rakuten Trade Sdn Bhd equity research vice-president Thong Pak Leng. At 5 pm, the FTSE Bursa Malaysia KLCI (FBM KLCI) slid 1.44 per cent or 22.08 points to 1,513.65, its intraday low, from Thursday’s close of 1,535.73. The benchmark index opened 4.16 points lower at 1,531.57 and hit an intraday high of 1,533.52 during the midday session.  On the broader market, decliners outpaced gainers 563 to 395, while 408 counters were unchanged, 1,106 untraded, and 133 suspended.   Turnover slipped to 2.25 billion units valued at RM2.13 billion from 2.52 billion units worth RM2.41 billion on Thursday. 

Financial Resolution 2013

After a resilient economy in the year 2012, we are now in 2013 and I'm thinking that we have yet to see the worst from 2012. I'm not sure that whether global economy will be getting worse or getting better, however I know it myself that own economy might turn bad if inflation continue to go up, while salary maintaining slightly higher or the same. Hence, this year, I will set a rather defensive financial resolution sort of to protect the capital, while having slight growth over the year in line with the inflation.The target growth of the stocks portfolio is expected to be about 10%, with the growth mainly in the dividend stocks and oversea stocks. As almost everyone in the country are expecting there will be a slight correction in stock market due to the General Election which is due to held this year, I won't be allocating some portion from the salary to the stock market, at least until second half of the year. Instead, the money will go to the house loan first -...

Another PCB or Scheduled Tax Deduction (STD) for Bonus Calculation

We are now in another new year, or financial year and many of us are just 2-3 months for tax submission. However, there are just still so many of us who are questioning how our scheduled tax deduction (STD) or PCB is calculated as most of the time we are getting different deduction. It is not a surprise as majority working class are having fixed monthly salary, but at the same time on and off we are getting bonuses from our employers. These bonuses are the reason why we are getting different scheduled tax deduction on certain month when we have bonus. I posted twice on how these are calculated on Calculating PCB or  Schedular Tax Deduction (STD) for Salary and Bonus and How to Calculate PCB or Scheduled Tax Deduction (STD) for Salary and Bonus Anyway, since I'm still getting emails on the calculation, I will use the example from the email so that the reader can understand it based on his or her salary and bonuses. Assuming A is getting a salary of RM3,000 and have RM24 d...