Skip to main content

Posts

Showing posts from February, 2012

Featured Post

Russia Holds Key Rate at 21% Amid Surging Inflation

The Bank of Russia unexpectedly maintained its key interest rate at a record-high  21% , defying analysts’ expectations of another significant hike as inflation remains stubbornly elevated. The decision marks a shift toward a more measured approach in balancing economic growth and price stability. Key Details Inflation Concerns: Annual inflation climbed to  8.9%  in November, well above the central bank’s  4% target , with inflation expectations reaching  13.9%  in December. Policy Rationale: The central bank cited the significant tightening of monetary conditions after October’s  200-basis point hike  as sufficient to resume disinflationary processes. Governor Elvira Nabiullina emphasized avoiding both economic overheating and severe slowdowns. Economic Overheating: Elevated government spending on the war in Ukraine and social programs, coupled with labor shortages and rising wages, have fueled strong domestic demand, exacerbating price pressures...

EPF declares 6% payout

After a long wait, finally the EPF announced the dividend for the year 2011 and it comes to many surprises at 6% as global economy is too volatile throughout the whole year. Anyway, it is a good news to majority Malaysians as the payout is slightly 0.2% higher than the year before. PETALING JAYA: The Employees Provident Fund (EPF) Board has declared a dividend of 6% for 2011 the highest in the last 10 years. In a statement yesterday, EPF said the dividend, an increase of 20 basis points over the 5.8% paid out in 2010, translates to RM24.47bil being distributed to its members. “2011 marks another commendable achievement for the EPF. “Despite the challenging investment landscape, it was the strongest performance since 2001 that affirms our long term and prudent investment strategy combined with continuous efforts by our investment team,” said EPF chairman Tan Sri Samsudin Osman. The dividend payout of the RM24.47bil was derived after deducting net impairment allowance on financial assets...

Calculating PCB or Schedular Tax Deduction (STD) for Salary and Bonus

Recently I have got a reader asking me on how to calculate PCB given the certain amount that he or she told me from my How To Calculate PCB or Schedular Tax Deduction (STD) for Salary and Bonus post that I have written in 2010. So, I guess it is time to refresh the blog post with the example that he or she gave me. Ok. Here we go. We are about to calculate the PCB given the salary is RM2,000 and with allowance of RM300 and the bonus given is 2 months. So we have the total bonus of RM4,000. Again, I will be using the PCB rate for single. The calculation is as follows:- Salary = RM2,000 EPF deduction = RM220 Salary for PCB calculation = Gross salary - EPF deduction = RM2,000 - RM220 = RM1,780 (this is also your net_salary when you want to calculate the PCB rate for bonus) (Again we need to take note: The maximum total EPF deduction allowed for PCB or STD calculation is RM500 (RM6,000 / 12 = RM500). If your salary is RM5,000 and above, just put RM500 under EPF deduction ) According to t...