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Showing posts from August, 2010

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Russia Holds Key Rate at 21% Amid Surging Inflation

The Bank of Russia unexpectedly maintained its key interest rate at a record-high  21% , defying analysts’ expectations of another significant hike as inflation remains stubbornly elevated. The decision marks a shift toward a more measured approach in balancing economic growth and price stability. Key Details Inflation Concerns: Annual inflation climbed to  8.9%  in November, well above the central bank’s  4% target , with inflation expectations reaching  13.9%  in December. Policy Rationale: The central bank cited the significant tightening of monetary conditions after October’s  200-basis point hike  as sufficient to resume disinflationary processes. Governor Elvira Nabiullina emphasized avoiding both economic overheating and severe slowdowns. Economic Overheating: Elevated government spending on the war in Ukraine and social programs, coupled with labor shortages and rising wages, have fueled strong domestic demand, exacerbating price pressures...

How To Withdraw Money From Paypal Account

Just past few weeks, a friend of mine just started to use his Paypal account. The purpose he opened a Paypal account is to sell stuff at some auction websites, which I'm not sure, though I strongly believe it could be Ebay. Anyway, he told me that he got a problem getting the money and it will serve no purpose if the money can only stay in the Paypal account and use for online business as he might want to cash out anytime soon. Anyway, I told him that there is actually a way to withdraw money to his bank account and then tell him step by step how to do it while we were on the phone. Anyway, due to the phone conversation, I know some of us are not aware that we can actually withdraw the money to the banks in Malaysia . Below are the step by step on how to do it beginning from registering a bank account to the Paypal account. 1. Login to your Paypal account. You should be getting something like the following screenshot. 2. Next, click on the Withdraw tab and you will see that you can...

The "Middle Income Trap"

I come across this article and thought it would be nice to share it out here to see what are other people's opinion on the Middle Income Trap that are facing by some of the developing nation like Malaysia currently. China, Malaysia, Korea And the Middle Income Trap I just learned a new term today that I know I will be using frequently in the future. The term is "middle income trap" and it crystallizes some of my previously discombobulated thoughts I have had regarding economic development. Let me explain. This new term (for me) comes from a post by Michael Schuman on Time Magazine's Curious Capitalist blog, entitled, "Escaping the middle-income trap." The post focuses on how Malaysia's economic growth has been so consistently strong since World War II, yet has been slowing over the last few years and of how Malaysia just cannot seem to break into the league of developed nations. Schuman defines this "trap," as follows: I returned a few days ...

Buying Handheld TV

With everything going mobile, one might be tempted to get a handheld TV as well especially among the movie lovers. While others might be curious that why he or she should be getting a handheld TV instead of more advanced portable media players like Ipod, well, you pay what you get. Handheld TV is made for TV lovers who plan to install the TV in their cars, or bring their TV set around to watch their favourite TV series and portable media players like Ipod requires one to download the media files from website instead.

How Rich Is Rich?

I come across one very interesting article from Personal Finance News from Yahoo! Finance - How Rich is Rich and think it might be suitable for me to share it out here and let us really ponder about the article and think how much does it need for you to feel rich? How much money do you need to feel rich? Wealth is a subjective concept, but one thing is universal in most definitions: being able to live a comfortable life without having to work. "I'd like to have enough money so my family and I wouldn't have to work anymore or worry about the necessities, and maybe travel a bit," said Deborah Veale, a Southern California resident visiting New York City. Veale said she'd need about $10 million to consider herself set. One woman from Seattle put it at a "couple thousand dollars a month." Another from New York City wanted a billion (although she'd still fly coach.) Experts peg the figure to be somewhere around $2 million to $12 million in savings. On th...

Are You a Wealth Accumulator?

There is this book called The Millionaire Next Door by Thomas J. Stanley and William D. Danko regarding the process of every one to accumulate great wealth. Don't get me wrong, this book is not giving the tips on how to get rich in 5 minutes, but rather the slow and steady process of successfully accumulating wealth. According to the book, there is a formula to calculate or benchmark whether a person has successfully accumulate wealth according to their age and income and it summarizes into the following:- Multiply your age by your gross annual income from all sources except inheritances. Divide this by ten. This, less any inherited wealth is what your net worth (excluding home equity) should be. There are few classification of wealth accumulator and is as follow:- A prodigious accumulator of wealth (called a PAW throughout the book) has a net worth twice as high as this formula. An under accumulator of wealth (UAW) has a net worth under half of this. An average accumulator ...