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Showing posts from November, 2010

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Smart Money Is Returning To Malaysian Real Estate

Malaysia’s property market is seeing a strong resurgence, with  RM78.2 billion in real estate investments recorded in 2025 , but the deeper story lies in  who is driving the capital flows . Private Capital Leads the New Investment Cycle The surge is underpinned by an  86.7% increase in private equity and venture capital , signalling a clear shift: "Long-term capital including family offices and ultra-wealthy investors is returning to real estate." Globally, private capital has already overtaken institutional investors in commercial real estate for four consecutive years, and Malaysia is increasingly part of this trend. Malaysia Attracting Regional and Cross-Border Wealth The inflows are particularly visible in: Johor , supported by policy initiatives like the Single Family Office (SFO) framework Premium commercial assets , including landmark developments such as TRX Rising participation from  family offices and cross-border investors This suggests Malaysia is evolvin...

Affordable 1TB Hard Disk

Nowadays hard disk are getting cheaper by the day that is why if you want to build your own desktop, it is better to get at least 1tb hard drive . This is because with medias coming in the HD form, this will takes up a big chunk the the hard disk drive

How The Concept of Insurance Comes About?

Most of the people has at least Buy Life Insurance to protect themselves and to provide coverage to their family members. The basis of insurance is "guarantee against loss" and the concept first started way back in Babylonian times. Way back the Babylonian times which is around 2100 B.C., the Code of Hammurabi was the first basic insurance policy. This policy was paid by the traders in the form of a loan to guarantee the safe arrival of their goods by caravan. Of course, caravans faced the same kind of perils our transportation industry faces today – like robbery, bad weather and breakdowns. As history progressed, the needs for insurance increased. The Phoenicians and the Greeks wanted the same type of insurance with their seaborne commerce. The Romans were the first to have burial insurance – people joined burial clubs which paid funeral expenses to surviving family members. In medieval times, the guilds protected their members from loss by fire and shipwreck, paid ransoms ...

Advantages of Using Credit Cards

Credit cards as we all know is one of the payment method that we can use when we pay for goods and services. The issuer of the card creates a revolving account and grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user. As discussed earlier in Credit Card - Friend or Foe (Part 1) and Credit Card - Friend or Foe (Part 2) , credit cards are like fire or water whereby when it is used under our control, it can be friend and if we lose control of it, it will become nightmare which could be fatal. There are many people who lose control of the credit card usage ended up going to the pit of debt and needed a lot of financial assistance from many different sides. Let us discuss about the advantages of using credit cards. The first advantage of using credit cards is you do not have to bring along a lot of cash when you go shopping or dining outside. This is indeed very apparent advantage that the cre...

How To Be Financially Savvy

I read a newspaper article in The Sun regarding the lack of financial literacy among the Malaysians. The survey done by MoneyTree (M) Sdn Bhd shows that many Malaysians are not financially savvy and have no retirement plan or know how to manage their finances. This does not come in surprise to me as I have come across some people who has no knowledge on this subject. However, financial literacy is an important aspect of life and with the knowledge on how to manage the personal finance properly, one can actually plans out his or her own retirement plan. To gain more knowledge in financial, one need not have to be a Degree holder or a financial analysts - as a matter of fact, reading materials on financial management can educate one in this aspect. Magazines like Personal Money or even Reader's Digest will have more than sufficient information on the basic financial knowledge that one will ever needs. Let us not talk about investment first, as to be financially savvy not necessary me...